Insurance

Insurance transfers the financial risk of life's events to an insurance company. A sound insurance strategy can help protect your family from the financial consequences of those events. A strategy can include personal insurance, liability insurance, and life insurance.

Featured Video

The Other Sure Thing

A new LIMRA study shows that 40% of Americans believe the death of a primary wage earner would cause financial challenges.

Your DNA Test

A Detailed Needs Analysis (DNA) can be a simple way to care for loved ones, no matter what the future may hold.

When Life Insurance Becomes Taxable

Life insurance proceeds are generally tax-free. But not in all cases.

What to Look for in an Extended-Care Policy

Here’s a list of 8 questions to ask that may help you better understand the costs and benefits of extended-care insurance.

• Articles

  Qualifying For Medicare Under Age 65

  You might qualify for Medicare if you’re under 65-years-old. This article will explain the conditions where you may qualify for Medicare early.

  Universal Life Insurance

  Universal life insurance is permanent insurance with a flexible premium. Here's how it works.

  A Look at Whole Life Insurance

  Whole life insurance remains in force as long as you remain current with premiums. Here's how it works.

  Assess Life Insurance Needs

  How to help determine life insurance needs to provide for your family after you pass away.

  Preparing for the Expected

  You can plan ahead to protect yourself and your family against the financial consequences of deteriorating health.

  Understanding the Basics of Medigap Policies

  Important as it is, Medicare does not cover the full range of health-care expenses you may experience in your golden years.

  View all articles

• Calculators

  How Long Will My Savings Last If I Become Disabled?

  See how long your current savings might last if a disability interrupted your income.

  Long-Term-Care Needs

  Estimate potential long-term care costs and what coverage may help address them.

  Assess Your Life Insurance Needs

  Estimate how much life insurance coverage may be appropriate for your situation.

  View all calculators

• Videos

  Your DNA Test

  A Detailed Needs Analysis (DNA) can be a simple way to care for loved ones, no matter what the future may hold.

  The Other Sure Thing

  A new LIMRA study shows that 40% of Americans believe the death of a primary wage earner would cause financial challenges.

  View all videos